just advice financial protection : INDEPENDENT FINANCIAL ADVICE MADE SIMPLE just the facts

No one wants to think of the unpleasant things that can happen in life, but if they do, you want to make sure that you’re properly protected against them. The good news is, just advice will make the whole process as painless as possible. And like all of our other services, there’s no obligation to buy.

For those without life assurance or protection policies - £150

What's included?

  • Assessment of your protection needs
  • Explanation of the options open to you
  • Assessment of your attitude to risk
  • Assessment of funds, up to £30,000
  • Recommended course of action, including a suitable fund strategy for the first £30,000
What’s not included?
  • Setting up of any recommendations
  • Product charges where applicable
  • Strategy for funds greater than £30,000
    (per £10,000 or part thereof)
£50
Whats the cost? £150
Set up costs:
  • Term based policy on a per application
    basis to include up to two lives assured:
  • Life Assurance only
£75
  • Life Assurance including Critical Illness
£125
  • Income Protection policy
£125
  • Whole of Life
    to include up to two lives assured
£450
  • Additional lives assured (per person)
£25
  • Trust papers (per policy)
£50
  • Additional charge for policies over £500,000
£250

For those with life assurance or protection policies already - £175

What's included?

  • Assessment of your protection needs
  • Explanation of the options open to you
  • Assessment of your attitude to risk
  • Summary of up to three existing plans, to include:
    • Charges
    • Fund performance
    • Explanantion of how the plans work
  • Assessment of funds, up to £30,000
  • Recommended course of action, including a suitable fund strategy for the first £30,000
What’s not included?
  • Setting up of any recommendations
  • Product charges where applicable
  • Summary of additional plans in excess of three (per plan)
£50
  • Strategy for funds greater than £30,000 (per £10,000 or part thereof)
£50
Whats the cost? £175
Set up costs:
  • Term based policy on a per application
    basis to include up to two lives assured:
  • Life Assurance only
£75
  • Life Assurance including Critical Illness
£125
  • Income Protection policy
£125
  • Whole of Life
    to include up to two lives assured
£450
  • Additional lives assured (per person)
£25
  • Trust papers (per policy)
£50
  • Additional charge for policies over £500,000
£250