Does that word send unpleasant shivers down your spine? Relax – there’s no need for it to, just advice can help you. We’ll give you impartial, no-nonsense advice with no obligation to buy. Now isn’t that a breath of fresh air?

For those without a pension - £150

What’s included?

  • Assessment of your pension requirements
  • Explanation of the options available to you
  • Explanation of how pensions work
  • Assessing your attitude to risk
  • Assessment of funds, up to £30,000
  • Recommended course of action, including fund strategy up to £30,000

What’s not included?  
  • Setting up of any recommendations
  • Product charges where applicable
  • Strategy for funds greater than £30,000 (per £10,000 or part thereof)
£50
Whats the cost? £150
  • Set up costs:
  • Regular premium pension
£75
  • Single premium pension
£75

For those with a pension already - £175

What’s included?

  • Assessment of your pension requirements
  • Summary of three existing plans, including:
    • Charges
    • Fund performance
    • Projection of income at retirement
    • Explanation of how the plans work
  • Assessment of your attitude to risk
  • Assessment of funds used, up to £30,000
  • Recommended course of action, including a suitable fund strategy for the first £30,000

What’s not included?  
  • Setting up of any recommendations
  • Product charges where applicable
  • Summary of additional plans
    in excess of three (per plan)
£50
  • Fund strategy in excess of £30,000 (per £10,000 or part thereof)
£50
Whats the cost? £175
Set up costs:
  • Pension consolidation:
  • <3 plans
£150
  • <5 plans
£200
  • <7 plans
£300
  • >7 plans - Agreed on an individual basis
  • Fund switches or changes (per fund)
£25

For those about to retire or reach their 75th birthday - £175

What’s included?

  • Assessment of your income needs
  • Explanation of your income options
  • Assessment of your attitude to risk
  • Assessment of up to three pension plans
  • Summary of three existing plans, to include:
    • Charges
    • Fund performance
    • Projection of income at retirement
    • Explanation of how the plans work
  • Assessment of funds used, up to £30,000
  • Recommended course of action, including a suitable fund strategy for the first £30,000

What’s not included?  
  • Setting up of any recommendations
  • Product charges where applicable
  • Summary of additional plans
    in excess of three (per plan)
£50
  • Strategy for funds greater than £30,000 (per £10,000 or part thereof)
£50
Whats the cost? £175
Set up costs:
  • Traditional annuity including funds from up to three sources
£350
  • Additional sources (per source)
£50
  • With Profits / Investment linked annuity including funds from up to three sources
£450
  • Additional sources (per source)
£50
  • Flexible drawdown including funds from up to three sources
£500
  • Additional sources (per source)
£50